Verified Stripe Partner

The Stripe POS that pays into your own Stripe account.

Jovvie is a Stripe POS system: a complete point of sale built on Stripe Terminal. Take a card on your phone with Pay, add in-person payments to the checkout you already use, or run full POS stations for WooCommerce or as a standalone store. Payments, payouts and reporting stay in your own Stripe account.

Stripe integration since 2020Available in 40 countries

Stripe POS, explained

What is a Stripe POS system?

A Stripe POS system is point-of-sale software that takes in-person payments through Stripe Terminal, Stripe’s card readers and Tap to Pay, and settles them in your own Stripe account. Stripe provides the readers and payment processing (2.7% + 5¢ per in-person card payment in the US). The POS provides everything else: products, cart, tax, discounts, receipts, inventory, staff and stations.

Is Stripe a POS on its own? Not quite. Stripe Terminal is the payments layer. Stripe also offers a basic standalone mode on its smart readers, where you key in an amount and take the card, but it has no product catalog or inventory. For a full point of sale on Stripe, you add POS software like Jovvie on top.

How it works

How Jovvie works as your Stripe POS.

Jovvie connects to your own Stripe account. There’s no payment middleman and no second account to reconcile.

  1. 1

    Connect Stripe

    Sign in with the Stripe account you already have, or create one during setup.

  2. 2

    Take a payment

    Tap to Pay on a phone, a card reader at the counter or a self-serve kiosk.

  3. 3

    Get paid

    Money goes to your Stripe balance and out to your bank on your usual payout schedule.

  4. 4

    See it all in Stripe

    In-person and online payments, refunds and payouts, together in one Stripe Dashboard.

You pay Stripe’s processing rate plus Jovvie’s platform fee. Point of Sale is $29/month (Basic) or $49/month (Pro), and your first 25 orders are free. No contracts, cancel anytime. See pricing →

Built deep on Stripe

A Stripe POS built on Stripe’s own building blocks.

Jovvie uses Stripe’s own building blocks, so every payment, customer and payout lives where you already manage your money.

Stripe Terminal

Tap, chip and swipe on Stripe-certified readers, with no third-party processor in the middle.

Tap to Pay

Turn an iPhone or Android phone into a payment terminal, with no extra hardware.

Stripe Connect

Multiple locations, each on Stripe Connect, all managed from one Stripe Dashboard.

Stripe Billing

Sell memberships and subscriptions at the counter, with recurring billing handled by Stripe.

Apps on Devices

The Jovvie app runs natively on Stripe smart readers and Verifone readers, so the reader is the whole point of sale.

Your account, your data

Payments, customers and payouts stay in your own Stripe account. Leave anytime and keep it all.

Readers and Tap to Pay

Stripe POS hardware: start with your phone, add a reader later.

Every Stripe and Verifone reader works with Jovvie, and on Stripe smart readers and Verifone readers Jovvie runs on the device itself. Pick the setup that fits the counter, the floor or the market stall.

Stripe Apps on Devices

The card reader is the whole point of sale.

The Jovvie app runs natively on the Stripe Reader S700, S710 and T600, and on Verifone readers. Ring up the sale and take the payment on one device.

  • Ring up the sale on the reader’s touchscreen
  • Your customer taps, inserts or swipes on the same device
  • No tablet, phone or computer at the counter

Stripe Reader S700Stripe Reader S710Stripe Reader T600Verifone readers

Tap to Pay

iPhone and Android. Customers tap a card, phone or watch. Nothing to buy.

Stripe Reader M2 and WisePad 3

Compact Bluetooth readers for chip, PIN and tap, paired with the Jovvie app on your phone or tablet.

BBPOS WisePOS E

A smart terminal for counters, tables and front desks, paired with the Jovvie app.

Readers are bought directly from Stripe at Stripe’s prices. In the US: Stripe Reader M2 $59, Stripe Reader S700 or S710 $299, Stripe Reader T600 $329 (plus the $39 Reader Hub). Tap to Pay on iPhone and Android needs no reader. US list prices from stripe.com/terminal, November 2026.

Your options on Stripe

Three ways to take in-person payments on Stripe

Every option below keeps payments in your own Stripe account. The difference is how much point of sale you get on top.

Stripe standalone modeBuild your own on the Terminal SDKJovvie Stripe POS
What it isStripe’s no-code mode on its smart readersYour developers build a POS on Stripe’s APIsA complete point of sale built on Stripe Terminal
Products, inventory, tax, staffNo (key in an amount)Whatever you buildYes
Tap to Pay on iPhone and AndroidNoIf you build itYes
Runs on the reader itselfS700, S710, Verifone V660pIf you build itS700, S710, T600, Verifone
Time to first saleMinutesMonthsMinutes
Payments land in your Stripe accountYesYesYes
Where Jovvie works

Where you can use Jovvie as your Stripe POS

Jovvie takes in-person payments wherever Stripe Terminal is available. Card readers and Tap to Pay roll out country by country, so here is what works where today.

25 countries available now15 more in previewLast checked 3 November 2026

CountryCard readersTap to Pay on iPhoneTap to Pay on Android
Available now
AustraliaYesYesYes
AustriaYesYesYes
BelgiumYesYesYes
CanadaYesYesYes
Czech RepublicYesYesPreview
DenmarkYesYesYes
FinlandYesYesYes
FranceYesYesYes
GermanyYesYesYes
IrelandYesYesYes
ItalyYesYesYes
JapanYesPreviewPreview
LuxembourgYesYesPreview
MalaysiaYesPreviewYes
NetherlandsYesYesYes
New ZealandYesYesYes
NorwayYesPreviewYes
PolandPreviewYesYes
PortugalYesYesYes
SingaporeYesYesYes
SpainYesYesPreview
SwedenYesYesYes
SwitzerlandYesYesYes
United KingdomYesYesYes
United StatesYesYesYes
In preview
BulgariaPreviewPreviewPreview
CroatiaPreviewPreviewPreview
CyprusPreviewPreviewPreview
EstoniaPreviewPreviewPreview
GibraltarNot yetNot yetPreview
Hong KongPreviewPreviewPreview
HungaryPreviewPreviewPreview
LatviaPreviewPreviewPreview
LiechtensteinPreviewPreviewPreview
LithuaniaPreviewPreviewPreview
MaltaPreviewPreviewPreview
MexicoNot yetPreviewPreview
RomaniaPreviewPreviewPreview
SlovakiaPreviewPreviewPreview
SloveniaPreviewPreviewPreview
What preview means. Stripe is still rolling the feature out in that country, so your Stripe account may need approval before you can use it. Ask us about your country →
Using NMI instead? With NMI, where you can take payments depends on your payment processor, not on this list. See how Jovvie works with NMI →

Source: Stripe’s Terminal availability and Tap to Pay documentation. Availability can change.

Why Jovvie on Stripe

Why businesses choose Jovvie as their Stripe POS.

Jovvie launched in 2016 and has run on Stripe since 2020. More than 2,000 businesses use it to take payments face to face without adding another processor.

Swatty Creek Mill

“Jovvie POS has saved me a crazy amount of time. They present a database of my products in an easy-to-read platform with barcode scanner and payment reader integration. Support team was awesome.”Tiffany W., Owner, Swatty Creek Mill

Start free
  • Your money, your account

    Payments settle in your Stripe balance, not ours. Your rates, your payout schedule, your relationship with Stripe.

  • One account that grows with you

    Start with Pay, add Checkout or a full point of sale later. Same Stripe account the whole way.

  • No lock-in

    Bring your own devices and the apps you already run. Already have a processor? Jovvie works with NMI too.

  • Support from the people who build it

    When you reach out, you talk to the team that architects the platform, not a script.

FAQ

Stripe POS questions, answered

What is a Stripe POS?

A Stripe POS is point-of-sale software that takes in-person payments through Stripe Terminal readers or Tap to Pay and settles them in your own Stripe account. Jovvie is a Stripe POS: it adds products, inventory, staff, stations and receipts on top of Stripe’s payments.

Is Stripe a POS system?

Not on its own. Stripe Terminal provides card readers and in-person payment processing, and Stripe’s standalone mode lets a smart reader take a keyed-in amount. A full point of sale, with a catalog, inventory, tax and staff, needs POS software such as Jovvie built on Stripe Terminal.

What is the best POS for Stripe?

If you sell on WooCommerce, or want a standalone POS with no website, Jovvie runs natively on Stripe Terminal, on Tap to Pay and on the Stripe readers themselves, with everything in your own Stripe account. If you only need to charge an amount with no catalog, Stripe’s standalone mode may be enough.

Can I use Square, Clover or Shopify POS with my Stripe account?

Not for in-person payments. Those systems process card-present payments through their own payment providers, so the money doesn’t settle in your Stripe account. To keep in-person sales in Stripe, use a POS built on Stripe Terminal.

Do I need my own Stripe account?

Yes. Jovvie connects to your own Stripe account, or helps you create one during setup. Payments, customers and payouts stay in your account, so you keep your Stripe relationship and your data.

What does it cost to use Jovvie with Stripe?

You pay Stripe’s standard processing rate plus Jovvie’s platform fee. Jovvie Pay has no monthly fee, and Point of Sale starts with your first 25 orders free. There’s no contract and no credit card to sign up. See pricing for every plan.

Which card readers work with Jovvie?

Every Stripe and Verifone reader works, including the Stripe Reader S700, S710 and T600, Stripe Reader M2, BBPOS WisePad 3 and BBPOS WisePOS E. You can also start with Tap to Pay on iPhone or Android and add a reader later.

Can Jovvie run on the card reader itself?

Yes. With Stripe Apps on Devices, the Jovvie app runs natively on the Stripe Reader S700, S710 and T600, and on Verifone readers. You ring up the sale and take the payment on the same device, with no other hardware needed.

Which countries can I use Jovvie with Stripe in?

Jovvie works wherever Stripe Terminal is available: 25 countries today and 15 more in preview. Card readers and Tap to Pay roll out separately, so check the country table on this page for what works where.

Can I run multiple locations?

Yes. Each location runs on Stripe Connect, and you manage them all from one Stripe Dashboard.

Can I sell memberships or subscriptions in person?

Yes. Jovvie Point of Sale uses Stripe Billing, so you can sell memberships and subscriptions at the counter and Stripe handles the recurring billing.

I already have a merchant account. Do I have to use Stripe?

No. Jovvie also works with NMI, which connects to 200+ payment processors, so you can keep your existing merchant account and rates. See how Jovvie works with NMI.

What does Jovvie charge on Stripe?

Point of Sale is $29/month on Basic or $49/month on Pro. Jovvie also charges a platform fee of 0.5–2.5% on credit card transactions, on top of Stripe’s processing rate. Jovvie Pay is $0/month plus 1% per payment. Your rate is shown in your Jovvie account before you take payments. See Jovvie pricing.

Last updated: November 9, 2026

Start using Jovvie as your Stripe POS today.

Start free and connect your Stripe account in minutes. No credit card required.

Already have a merchant account? Jovvie also works with NMI and 200+ processors. See Jovvie on NMI